If you're looking for a loan or credit card, you'll likely want to shop around for the best rates and terms. But what if your credit score isn't as high as you'd like? That's where Experian Boost comes in.

Experian Boost is a free service that can help you improve your credit score. All you need to do is link your bank account to Experian Boost and we'll identify your positive payment history, including utility and cellphone payments. We'll then add this information to your Experian credit report, so you can get the credit you deserve.

It's important to note that Experian Boost will only impact your credit score if you don't already have a history of making on-time payments. But if you're new to credit or have been struggling to make payments in the past, Experian Boost can help you get on the right track.

Once you've been approved for a loan or credit card, be sure to make your payments on time and keep your balances low. This will help you maintain a good credit score and improve your chances of getting approved for future loans and credit cards.

If you're like most people, you probably think of your credit score as a number that lenders use to determine whether or not you're a good candidate for a loan or credit card. And while that's true, your credit score is also used for a lot of other things - like determining your insurance rates, whether or not you can lease a car, and even whether or not you can get a job.

In other words, your credit score is important. Which is why it's so frustrating when you're denied for a loan or credit card because of your credit score.

Fortunately, there's a new service from Experian called Boost that can help you improve your credit score. Here's how it works:

Boost links your bank account to your Experian credit report.

Every time you make a purchase, Boost records the payment history and reports it to Experian.

This positive payment history is then used to calculate your Experian Boost score, which is a new credit score that reflects your real-world creditworthiness.

The best part is that Boost is free and available to everyone. So if you're looking for a way to improve your credit score, Boost is definitely worth checking out.